SIP Calculator

See what a monthly systematic investment plan (SIP) can grow into, with total invested, estimated value, and wealth gained.

SIP details

Monthly investment

Expected return (% p.a.)

Duration (years)

Total invested

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Estimated value

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Wealth gain

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Frequently asked questions

Is the SIP return guaranteed?

No. The calculator projects a constant assumed return; real market returns vary year to year. Use a conservative rate for planning — many investors model equity SIPs at 10–12% per annum.

What happens if I increase my SIP every year?

A step-up SIP (increasing the instalment annually) can significantly raise the final corpus. This calculator models a fixed instalment; add a margin or recalculate with a higher monthly amount to approximate a step-up.